The Law on Initiative and Enterprise of 11 February 1994, known as the « Madelin Law », was put in place to allow self-employed workers (TNS) to build up an essential supplementary pension and to cover themselves in the event of a work stoppage, disability or death through a personal benefit agreement. In order to remedy the existing inequalities between employees and the self-employed, the Madelin law allows the TNS to deduct tax contributions paid under optional schemes to supplement the benefits of the compulsory TNS scheme (the RSI).

MADELIN ACT ADDITIONAL HEALTH INSURANCE

• Get health coverage just like employees, that is deductible in the advantageous tax framework of the Madelin Act.

MADELIN ACT OCCUPATION PENSION PLAN AND PERMANENT OVERHEAD COVERAGE

• In case of sick leave or disability who will provide alternate income and pay for your current expenses?

COMPLEMENTARY PENSION PLAN

• We all know that the basic pension for the self-employed is inadequate. Thanks to the Madelin Act, you have the possibility of setting up an additional pension via the PERIN (Individual retirement savings plan)

EMPLOYEE SAVINGS

• Do you have 1 employee?
• Also take advantage of the tax and social benefits of employee savings plans (PEE / PERCOL)